| Rudy Flores · (619) 392-6714 · Real Estate Strategist, Realtor® · CalDRE #02257808 · Responsible Broker CalDRE #01481919
REAL ESTATE EASTLAKE
Weekly Update

EastLake Market Update: Week Ending Oct 3, 2026

Week ending Oct 3, 2026: the San Diego metro-area buyer-versus-seller gauge read “Balanced” (53 out of 100), unchanged from last week. Months of supply were 3.7, higher than 3.6 a week earlier, with a price cut on 10% of listings.

WEEKLY UPDATE · OCTOBER 2026

Week ending Oct 3, 2026: the San Diego metro-area buyer-versus-seller gauge read “Balanced” (53 out of 100), unchanged from last week. Months of supply were 3.7, higher than 3.6 a week earlier, with a price cut on 10% of listings.

What changed

  • Supply. Months of supply at 3.7 (higher than 3.6 a week earlier); 6,050 homes were for sale in the metro area.
  • Listings and contracts. 495 new listings against 495 the week before, and 376 new pending sales against 395.
  • Price cuts. 10% of listings had a price cut, about the same as last week’s 10%.
  • Mortgage rates. The Freddie Mac 30-year average was 7.28% (week of Oct 1, 2026), higher than the prior week’s 7.03%.

If you are buying

  • Supply is on the tighter side at 3.7 months, so a strong pre-approval and a decisive offer help.
  • Price cuts on 10% of listings show that some sellers are adjusting; check how long a home has been listed and whether the price has already moved.

If you are selling

  • New listings outpaced new pending sales this week, so a home stands out most when it is priced and presented well from day one.
  • The gauge describes the region; the price that matters is the one that matches your street, your condition and today’s buyers. Ask Rudy for a personal market report.

Market statistics describe the past and the wider area. They are not an appraisal, a price opinion or a prediction. The full market reports have the decades, the years and the months.

The gauge

The week in numbers

Metro-area figures for the week ending Oct 3, 2026.

Who had the edge this week?

Who had the edge this week?: Balanced, 53 out of 100SellersBuyers

Balanced 53 / 100

Week ending Oct 3, 2026 · San Diego metro area (San Diego–Chula Vista–Carlsbad)

  • Months of supply: 3.7
  • Listings with a price cut: 10%
  • Last week: Balanced (49)
This week against last week
MeasureThis weekLast weekChangeWhat it favors
Months of supply3.73.6 +4.6%Edge to buyers
Homes for sale6,0506,078 −0.5%About the same
New listings495495 +0.0%About the same
New pending sales376395 −4.8%Edge to buyers
Listings with a price cut9.9%9.8% +0.1 ptsAbout the same
Days to pending5150 +2.0%Edge to buyers
Your ZIP codes

Where each ZIP code stands

Zillow’s monthly figures, as of Sep 2026 (the ZIP-level series is monthly).

Typical value and activity by ZIP code
ZIP codeTypical valueVs last monthVs a year agoHomes for salePrice cutsMarket temperature
ZIP 91913 Chula Vista (includes parts of EastLake & Otay Ranch)$901,432+0.29%+1.0%11829%51
ZIP 91914 Chula Vista (includes parts of EastLake)$1,161,918+0.38%+1.7%3226%42
ZIP 91915 Chula Vista (includes parts of Otay Ranch)$847,552+0.19%−0.2%7230%29
ZIP 91910 Chula Vista$839,504+0.35%+2.3%9328%42
ZIP 91902 Bonita$1,143,759+0.37%+3.9%3631%47
Rates

Mortgage rates this week

Freddie Mac’s weekly average for the week of Oct 1, 2026.

The 30-year fixed average was 7.28%, against 7.03% the week before and 6.34% a year earlier. On a typical ZIP 91913 home of $901,432 with 20% down, that is about $4,934 a month in principal and interest, before taxes, insurance and dues.

Try your own numbers in the payment calculator.

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

Keep reading

← Week ending Sep 26, 2026 · All updates · Week ending Oct 10, 2026 →

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