Market Report

EastLake ZIP 91902 Market Report: Values, Price Tiers and Neighboring ZIPs

Bonita (ZIP 91902) has a typical home value of $1.14M as of Aug 2026, +3.6% over twelve months. The metro buyer-versus-seller gauge for the week ending Sep 12, 2026 reads “Balanced”.

Updated September 2026 · Data through Aug 2026 (monthly) and the week ending Sep 12, 2026 (weekly)

Bonita (ZIP 91902) has a typical home value of $1.14M as of Aug 2026, +3.6% over twelve months. The metro buyer-versus-seller gauge for the week ending Sep 12, 2026 reads “Balanced”.

What changed

Week over week: the metro gauge held at “Balanced” (45 to 46). New pending sales were 414 against 429 last week, and new listings 501 against 524.
Month over month: the typical value moved from $1.14M in Jul 2026 to $1.14M in Aug 2026 (+0.36%).
Four weeks: the gauge held near 46 (higher favors buyers).

If you are buying

Supply is steady. About 39 homes are for sale.
Price adjustments. About 33% of listings have had a price cut.
Payment. The average 30-year fixed rate was 7.03% (Freddie Mac, week of Sep 24, 2026), which Rudy can turn into a monthly figure for any home.

If you are selling

Demand. Zillow’s market temperature for the ZIP is 49 out of 100.
Pricing. A list price built on this month’s and this week’s activity is the strongest tool a seller has; Rudy can prepare one at no charge.

These figures describe the past and the wider area. They are not an appraisal, a price opinion or a forecast. For your own street or building, ask Rudy for a personal report.

By price tier

Home values by price tier and home type

What the entry level, the typical home and the upper tier each cost in ZIP 91902.

What each tier costs

Zillow Home Value Index for ZIP 91902, Aug 2026. Payments assume 20% down and today’s 7.03% average 30-year rate, principal and interest only.

Home values and payments by price tier
Tier	Typical value	Vs a year ago	Vs five years ago	Monthly principal and interest
Entry level (lowest third of homes)	$875,871	+3.3%	+34.3%	$4,676
Typical (middle third)	$1,143,860	+3.6%	+31.6%	$6,107
Upper tier (top third)	$1,402,915	+3.1%	+25.2%	$7,490 *

* The loan would be above the 2026 conforming limit for San Diego County ($1,104,000). Jumbo loans are priced and underwritten a little differently, so ask your lender about both.

Averages hide a lot. In ZIP 91902 the upper tier is valued at about 1.6 times the entry level ($1,402,915 against $875,871), so “what does a home cost here?” has three very different answers.

Over the last twelve months the typical tier moved the most (+3.6%) and the upper tier tier the least (+3.1%). Over five years it was the entry level tier that rose the most (+34.3%).

Entry levelTypicalUpper tier

Single-family homes and condos

Typical value of each home type in ZIP 91902, Aug 2026.

Single-family versus condo
Home type	Typical value	Vs a year ago	Vs five years ago
Single-family homes	$1,169,962	+3.4%	+30.5%
Condos	$510,489	−1.6%	+16.5%

A typical single-family home is valued at $1,169,962 and a typical condo at $510,489: a gap of $659,473 (condos run about 56% below houses). Condos add HOA dues to the monthly cost, so the true gap in monthly terms is smaller than the price gap suggests.

Side by side

How the neighboring ZIP codes compare

The same measures for each ZIP code, in one table.

ZIP by ZIP

Last updated Sep 28, 2026. Next update expected around Oct 5, 2026. Zillow data, Aug 2026. Rent is the Zillow Observed Rent Index. Temperature is Zillow’s 0 to 100 market temperature (higher is hotter and leans toward sellers, lower leans toward buyers) — click a column heading to sort.

Comparing ZIP codes

91913 Chula Vista (EastLake, Otay Ranch)	$901,942	+0.5%	+0.4%	+21.2%	126	62 · Balanced	$3,168
91914 Chula Vista (EastLake)	$1,170,338	+0.9%	+1.0%	+29.5%	35	60 · Balanced	$3,992
91915 Chula Vista (Otay Ranch)	$848,035	−0.0%	−0.7%	+18.6%	73	56 · Balanced	$3,318
91910 Chula Vista (Rancho Del Rey area)	$845,063	+1.0%	+1.9%	+22.9%	90	58 · Balanced	$2,570
92154 Ocean View Hills, Otay Mesa	$750,299	+0.4%	+1.2%	+20.3%	120	64 · Balanced	$2,978

ZIP 91914 has the highest typical value here ($1,170,338) and ZIP 92154 the lowest ($750,299). Over the last twelve months ZIP 91910 moved the most (+1.9%) and ZIP 91915 the least (−0.7%).

ZIP 91913ZIP 91914ZIP 91915ZIP 91910ZIP 92154

Sub-areas

How the neighborhoods compare

The same measures for each named sub-community here, in one table.

Neighborhood by neighborhood

Last updated Sep 28, 2026. Next update expected around Oct 5, 2026. Zillow’s neighborhood-level data, Aug 2026. Temperature is Zillow’s 0 to 100 market temperature (higher is hotter and leans toward sellers, lower leans toward buyers); homes-for-sale reads “n/a” where Zillow does not publish that series for a given neighborhood. Zillow does not publish a neighborhood-level rent index, so rent is not included here. Click a column heading to sort.

Comparing neighborhoods

Eastlake Greens	$891,919	+0.8%	+0.5%	+21.9%	11	56 · Balanced
Eastlake Trails	$981,595	+0.1%	−0.9%	+27.3%	6	56 · Balanced
Eastlake Vistas	$859,915	−0.7%	−1.4%	+18.2%	13	56 · Balanced
Eastlake Woods	$1,652,204	+1.3%	+0.4%	+35.5%	n/a	60 · Balanced
Eastlake Woods West	$1,002,649	+1.3%	−1.0%	+21.3%	n/a	60 · Balanced
East Lake I	$768,621	+0.6%	−0.2%	+22.4%	17	62 · Balanced
Eastlake Land Swap	$667,869	−0.8%	−2.2%	+13.3%	4	62 · Balanced
Otay Ranch	$854,262	−0.4%	−0.8%	+17.8%	119	58 · Balanced
Otay Ranch Village 1	$1,000,204	+0.7%	+0.7%	+24.8%	9	62 · Balanced
Otay Ranch Village 5	$865,068	+0.5%	−0.4%	+20.2%	15	62 · Balanced
Rolling Hills Ranch	$1,226,088	+0.9%	+0.8%	+30.0%	18	60 · Balanced
Sunbow I	$1,051,912	+0.5%	+1.7%	+28.6%	n/a	71 · Seller’s
Sunbow II	$965,739	+0.2%	+0.8%	+27.4%	18	71 · Seller’s
Bonita Long Canyon	$1,271,961	+1.7%	+3.7%	+30.7%	n/a	49 · Balanced
Rancho Del Rey I	$885,799	+1.3%	+1.2%	+24.0%	5	58 · Balanced
Rancho Del Rey II	$1,400,025	+1.0%	+1.1%	+26.3%	n/a	58 · Balanced
San Miguel Ranch	$1,125,031	+0.8%	+1.8%	+32.2%	8	60 · Balanced
Terra Nova	$887,124	+0.1%	+0.8%	+27.4%	5	58 · Balanced
Paseo Ranchero	$945,302	+1.8%	+2.5%	+27.1%	n/a	58 · Balanced
Lynwood Hills	$916,470	+1.0%	+1.6%	+24.9%	9	58 · Balanced
Bella Lago	$2,115,824	+2.5%	+4.4%	+52.0%	n/a	60 · Balanced
Southwest Chula Vista	$762,723	+0.5%	+1.1%	+23.4%	61	68 · Seller’s
Northwest Chula Vista	$790,801	+0.3%	+0.7%	+22.0%	60	57 · Balanced

Bella Lago has the highest typical value here ($2,115,824) and Eastlake Land Swap the lowest ($667,869). Over the last twelve months Bella Lago moved the most (+4.4%) and Eastlake Land Swap the least (−2.2%).

The housing stock

The housing in ZIP 91902

What the Census Bureau’s survey says about the homes and the housing costs here.

Housing and economic measures by ZIP code

U.S. Census Bureau, American Community Survey 5-year estimates for 2020-2024. Estimates carry margins of error (shown as ± where the Census publishes one), and ZIP Code Tabulation Areas approximate ZIP codes.

Housing profile from the American Community Survey
Measure	ZIP 91902
Median household income	$122,524 (±$11,877)
Homes that are owner-occupied	76.1%
Median year homes were built	1978
Median gross rent	$2,221 (±$107)
Median home value reported by owners	$984,900
Single-family detached homes	79.6%
Attached single-unit homes (townhomes, row houses)	2.5%
Small buildings (2 to 4 homes)	2.8%
Larger buildings (5 or more homes)	14.9%
Homes used seasonally or occasionally	0.6%

In ZIP 91902, about 76.1% of occupied homes are owner-occupied, the typical home was built around 1978, and about 79.6% of the housing is single-family detached.

Only housing and economic measures are shown. The survey’s home value is what owners report, so it differs from Zillow’s typical value used elsewhere on this page.

Buyer or seller?

Who had the edge this week

A quick read on the balance between buyers and sellers, updated every week.

This week: who had the edge?

Balanced 46 / 100

Week ending Sep 12, 2026 · San Diego metro area (San Diego–Chula Vista–Carlsbad)

Months of supply: 3.4 (under 4 is usually called a seller’s market, 4 to 6 balanced, over 6 a buyer’s market)
Listings with a price cut this week: 9.9%
New pending sales vs new listings: 414 vs 501

This month in ZIP 91902

Favors buyers 91 / 100

Aug 2026 · ZIP 91902 compared with its own history since 2018

Homes for sale: 39
Listings with a price cut: 33%
Zillow market temperature: 49 / 100
Last month: Favors buyers (92)

Week over week: the last 26 weeks

Each dot is one week in the San Diego metro area (San Diego–Chula Vista–Carlsbad). Hover or tap a dot for that week’s reading. Left of center favors sellers, right favors buyers.

Favors sellersLeans sellersBalancedLeans buyersFavors buyers

The gauge, then and now
When	Week ending	Score	Reading
This week	Sep 12, 2026	46	Balanced
Last week	Sep 5, 2026	45	Balanced
4 weeks ago	Aug 15, 2026	46	Balanced
12 weeks ago	Jun 20, 2026	38	Leans sellers
A year ago	Sep 13, 2025	41	Leans sellers

How the gauge works

Weekly gauge. Weekly sales data is not published by ZIP code, so the weekly reading uses the whole San Diego metro area (San Diego–Chula Vista–Carlsbad). Half the score is months of supply (homes for sale divided by the pace of new pending sales); the other half compares this week’s price-cut share, days to pending and pending-versus-new-listings ratio with every week since 2018. Zero is strongly seller-favoring, 100 strongly buyer-favoring.

Monthly gauge. Compares this month’s homes for sale, price-cut share and Zillow’s market temperature in this ZIP with the ZIP’s own past readings. It shows how this month feels next to what is normal here.

Both are simple summaries of public data at a moment in time, not advice or a forecast.

Week over week

Week over week: what moved

The freshest read on the market, refreshed every week.

This week vs last week

Week ending Sep 12, 2026 compared with the week ending Sep 5, 2026. San Diego metro area (San Diego–Chula Vista–Carlsbad).

Week over week
Measure	This week	Last week	Change	What it favors
Months of supply	3.4	3.3	+2.7%	Edge to buyers
Homes for sale	6,120	6,176	−0.9%	About the same
New listings	501	524	−4.4%	Edge to sellers
New pending sales	414	429	−3.5%	Edge to buyers
Listings with a price cut	9.9%	9.9%	+0.0 pts	About the same
Days to pending	48	46	+4.3%	Edge to buyers

New listings vs new pending sales

Homes per week, last 26 weeks

New listingsNew pending sales

Months of supply

Last 52 weeks. Under 4 leans seller, over 6 leans buyer.

The last 12 weeks, one line each

View the numbers

Week by week, last 12 weeks
Week ending	Gauge	Months of supply	New listings	New pending	Price cuts	Days to pending
Sep 12, 2026	46 Balanced	3.4	501	414	9.9%	48
Sep 5, 2026	45 Balanced	3.3	524	429	9.9%	46
Aug 29, 2026	47 Balanced	3.4	542	421	9.9%	45
Aug 22, 2026	49 Balanced	3.5	554	411	9.7%	45
Aug 15, 2026	46 Balanced	3.3	552	428	9.9%	44
Aug 8, 2026	46 Balanced	3.3	559	434	10.1%	44
Aug 1, 2026	47 Balanced	3.2	588	442	10.4%	43
Jul 25, 2026	42 Leans sellers	3.1	550	456	9.9%	42
Jul 18, 2026	44 Leans sellers	3.2	588	447	9.5%	41
Jul 11, 2026	42 Leans sellers	3.1	590	451	9.3%	40
Jul 4, 2026	38 Leans sellers	3.1	576	463	8.7%	39
Jun 27, 2026	41 Leans sellers	3.0	633	467	9.1%	39

Month over month

Month over month in ZIP 91902

Typical values, supply and price adjustments, month by month.

This month vs last month

Aug 2026 compared with Jul 2026, ZIP 91902.

Month over month
Measure	This month	Last month	Change	What it favors
Typical home value	$1,143,860	$1,139,789	+0.4%	Edge to sellers
Single-family value	$1,169,962	$1,165,794	+0.4%	Edge to sellers
Condo value	$510,489	$511,107	−0.1%	About the same
Homes for sale	39	40	−2.5%	Edge to sellers
Listings with a price cut	33.0%	29.6%	+3.4 pts	Edge to buyers
Market temperature (0-100)	49	48	+1.0 pts	Edge to sellers

Typical home value, last 24 months

Zillow Home Value Index, ZIP 91902

All homesSingle-familyCondos

Homes for sale and price cuts

Monthly, ZIP 91902

The last 12 months, one line each

View the numbers

Month by month, last 12 months
Month	Typical value	Change vs prior month	Homes for sale	Listings with price cut	Gauge
Aug 2026	$1,143,860	+0.36%	39	33%	91
Jul 2026	$1,139,789	+0.33%	40	30%	92
Jun 2026	$1,136,020	+0.33%	37	23%	76
May 2026	$1,132,286	+0.47%	34	20%	55
Apr 2026	$1,127,031	+0.46%	32	21%	50
Mar 2026	$1,121,858	+0.34%	31	24%	59
Feb 2026	$1,118,044	+0.29%	29	22%	47
Jan 2026	$1,114,835	+0.27%	28	23%	50
Dec 2025	$1,111,852	+0.36%	31	19%	53
Nov 2025	$1,107,892	+0.20%	35	22%	61
Oct 2025	$1,105,681	+0.10%	37	20%	61
Sep 2025	$1,104,534	+0.03%	38	25%	72

Rates

Mortgage rates this week and through the decades

Rates and prices together decide the monthly payment, so here is both.

30-year mortgage rate, last 3 years

Freddie Mac weekly average: 7.03% this week vs 6.95% last week

Rates and your payment

An example, not a quote

A home at the typical value of $1.14M with 20% down and a 30-year fixed loan at 7.03% works out to about $6,107 a month in principal and interest (before taxes, insurance and any HOA dues).

The Federal Reserve’s target range is currently 3.75%–4.00% (since Sep 17, 2026). Try your own numbers in the payment calculator.

View the numbers

Average 30-year fixed rate by decade
Decade	Average rate
1970s	8.90%
1980s	12.71%
1990s	8.12%
2000s	6.29%
2010s	4.09%
2020s	5.38%

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Rodrigo Ballon with CrossCountry Mortgage, at 858-735-0255. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

For the record

Year over year and decade by decade

The longer view, so you can see the numbers behind the weeks and months.

Year over year

Change in typical home value, December to December (* = year to date). ZIP 91902

View the numbers

Year over year
Year	Typical value (year end)	Change
2026 (to Aug 2026)	$1,143,860	+2.9%
2025	$1,111,852	−0.1%
2024	$1,112,412	+5.8%
2023	$1,051,608	+8.6%
2022	$968,534	+10.7%
2021	$875,165	+15.2%
2020	$759,714	+14.4%
2019	$664,084	+2.0%
2018	$651,233	+1.8%
2017	$639,821	+6.3%
2016	$601,852	+4.4%
2015	$576,472	+9.1%
2014	$528,313	+6.0%
2013	$498,452	+18.6%
2012	$420,424	+8.5%
2011	$387,544	−2.6%
2010	$397,763	+2.3%
2009	$388,675	−13.5%
2008	$449,428	−25.0%
2007	$598,941	−10.2%
2006	$666,711	−1.6%
2005	$677,340	+9.3%
2004	$619,923	+30.9%
2003	$473,414	+17.8%
2002	$401,754	+17.1%
2001	$343,024	+15.3%

Decade by decade

FHFA House Price Index for ZIP 91902 (nominal, not adjusted for inflation)

Decade	FHFA index	Zillow typical value
1980s	+91% (1980–1990, +6.7%/yr)	—
1990s	+19% (1990–2000, +1.8%/yr)	—
2000s	+40% (2000–2010, +3.4%/yr)	+48% (2000–2010, +4.0%/yr)
2010s	+57% (2010–2020, +4.6%/yr)	+70% (2010–2020, +5.5%/yr)
2020s (so far)	+56% (2020–2025, +9.3%/yr)	+71% (2020–2026, +8.5%/yr)

View the numbers

Typical value at the start of each decade
Date	Typical value
2000	$265,563
2010	$393,695
2020	$669,890
Aug 2026	$1,143,860

Where the numbers come from

Download: monthly data for ZIP 91902 (CSV). Please cite the sources below.
Home values: Zillow Research, Zillow Home Value Index (typical value of all homes in the middle price tier, seasonally adjusted), plus market temperature, inventory, price cuts and days to pending.
Weekly activity: Zillow Research weekly metro-area series.
Decades: Federal Housing Finance Agency annual House Price Index by ZIP code.
Rates: Freddie Mac Primary Mortgage Market Survey and FRED.

Values are index estimates for a typical home, not the price of any one home; other providers may report slightly different figures and data can be revised. Data files refreshed Sep 28, 2026.

EastLake ZIP 91902 Market Report: Values, Price Tiers and Neighboring ZIPs

What changed

If you are buying

If you are selling

Home values by price tier and home type

What each tier costs

Single-family homes and condos

How the neighboring ZIP codes compare

ZIP by ZIP

How the neighborhoods compare

Neighborhood by neighborhood

The housing in ZIP 91902

Housing and economic measures by ZIP code

Who had the edge this week

This week: who had the edge?

This month in ZIP 91902

Week over week: the last 26 weeks

Week over week: what moved

This week vs last week

New listings vs new pending sales

Months of supply

The last 12 weeks, one line each

Month over month in ZIP 91902

This month vs last month

Typical home value, last 24 months

Homes for sale and price cuts

The last 12 months, one line each

Mortgage rates this week and through the decades

30-year mortgage rate, last 3 years

Rates and your payment

Year over year and decade by decade

Year over year

Decade by decade

Get the weekly market update

Where the numbers come from

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