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Market Report

ZIP 91913 Real Estate Market Report: Chula Vista

The EastLake and Otay Ranch area of Chula Vista (ZIP 91913) typical home value is $902K as of Aug 2026. This week’s buyer-versus-seller gauge for the wider metro reads “Balanced”, and below you can follow the market week over week and month over month.

MARKET REPORT · SEPTEMBER 2026

Updated September 2026 · Data through Aug 2026 (monthly) and the week ending Sep 12, 2026 (weekly)

The EastLake and Otay Ranch area of Chula Vista (ZIP 91913) typical home value is $902K as of Aug 2026. This week’s buyer-versus-seller gauge for the wider metro reads “Balanced”, and below you can follow the market week over week and month over month.

What changed

  • Week over week: the metro gauge stayed at “balanced” (45 to 46). New pending sales were 414 vs 429 last week, and new listings 501 vs 524.
  • Month over month: typical home value in the ZIP went from $899K in Jul 2026 to $902K in Aug 2026 (+0.28%).
  • Last four weeks: the gauge held steady near 46 (higher favors buyers).

If you are buying

  • Steady selection. About 126 homes are for sale right now, so it pays to be ready when the right one arrives.
  • Room to talk terms. Roughly 30% of listings have had a price adjustment, which often opens the door to a good conversation.
  • Know your payment. The average 30-year fixed rate was 7.03% in the Freddie Mac survey for the week of Sep 24, 2026. Rudy can run the numbers for any home in minutes.

If you are selling

  • Demand check. Zillow’s market temperature index for the ZIP is 62 out of 100 (higher means hotter).
  • Price with the latest data. A pricing plan built on this month’s and this week’s activity is your best advantage. Ask Rudy for a free, no-pressure valuation.

Market statistics describe the past and the broader area; they are not an appraisal, a price opinion or a prediction. Rudy can build a report for your own street or building.

Buyer or seller?

Who had the edge this week

A quick read on the balance between buyers and sellers, updated every week.

This week: who had the edge?

This week: who had the edge?: Balanced, 46 out of 100SellersBuyers

Balanced 46 / 100

Week ending Sep 12, 2026 · San Diego metro area (San Diego–Chula Vista–Carlsbad)

  • Months of supply: 3.4 (under 4 is usually called a seller’s market, 4 to 6 balanced, over 6 a buyer’s market)
  • Listings with a price cut this week: 9.9%
  • New pending sales vs new listings: 414 vs 501

This month in ZIP 91913

This month in ZIP 91913: Favors buyers, 79 out of 100SellersBuyers

Favors buyers 79 / 100

Aug 2026 · ZIP 91913 compared with its own history since 2018

  • Homes for sale: 126
  • Listings with a price cut: 30%
  • Zillow market temperature: 62 / 100
  • Last month: Favors buyers (80)

Week over week: the last 26 weeks

Each dot is one week in the San Diego metro area (San Diego–Chula Vista–Carlsbad). Hover or tap a dot for that week’s reading. Left of center favors sellers, right favors buyers.

Week ending Mar 21, 2026: Favors sellers (34)Mar 21Week ending Mar 28, 2026: Leans sellers (35)Week ending Apr 4, 2026: Favors sellers (33)Week ending Apr 11, 2026: Favors sellers (35)Week ending Apr 18, 2026: Leans sellers (36)Apr 18Week ending Apr 25, 2026: Favors sellers (34)Week ending May 2, 2026: Leans sellers (36)Week ending May 9, 2026: Favors sellers (34)Week ending May 16, 2026: Favors sellers (35)May 16Week ending May 23, 2026: Leans sellers (36)Week ending May 30, 2026: Leans sellers (36)Week ending Jun 6, 2026: Leans sellers (38)Week ending Jun 13, 2026: Leans sellers (38)Jun 13Week ending Jun 20, 2026: Leans sellers (38)Week ending Jun 27, 2026: Leans sellers (41)Week ending Jul 4, 2026: Leans sellers (38)Week ending Jul 11, 2026: Leans sellers (42)Jul 11Week ending Jul 18, 2026: Leans sellers (44)Week ending Jul 25, 2026: Leans sellers (42)Week ending Aug 1, 2026: Balanced (47)Week ending Aug 8, 2026: Balanced (46)Aug 8Week ending Aug 15, 2026: Balanced (46)Week ending Aug 22, 2026: Balanced (49)Week ending Aug 29, 2026: Balanced (47)Week ending Sep 5, 2026: Balanced (45)Week ending Sep 12, 2026: Balanced (46)Sep 12

Favors sellersLeans sellersBalancedLeans buyersFavors buyers

The gauge, then and now
WhenWeek endingScoreReading
This weekSep 12, 202646Balanced
Last weekSep 5, 202645Balanced
4 weeks agoAug 15, 202646Balanced
12 weeks agoJun 20, 202638Leans sellers
A year agoSep 13, 202541Leans sellers
How the gauge works

Weekly gauge (metro area). Weekly sales data is not published for individual ZIP codes, so the weekly reading uses the whole San Diego metro area (San Diego–Chula Vista–Carlsbad). Half of the score is months of supply (homes for sale divided by the pace of new pending sales) on the usual industry scale. The other half compares this week’s price-cut share, days to pending and new pending sales versus new listings with every week since 2018. Zero is strongly seller-favoring and 100 is strongly buyer-favoring.

Monthly gauge (ZIP). Compares this month’s homes for sale, price-cut share and Zillow’s market temperature for this ZIP with the ZIP’s own readings over the past five years (or since 2018). It shows how this month feels compared with what is normal here, not compared with other places.

Both are simple, transparent summaries of public data. They describe a moment in time and are not advice or a forecast.

Week over week

Week over week: what moved

The freshest read on the market, refreshed every week.

This week vs last week

Week ending Sep 12, 2026 compared with the week ending Sep 5, 2026. San Diego metro area (San Diego–Chula Vista–Carlsbad).

Week over week
MeasureThis weekLast weekChangeWhat it favors
Months of supply3.43.3 +2.7%Edge to buyers
Homes for sale6,1206,176 −0.9%About the same
New listings501524 −4.4%Edge to sellers
New pending sales414429 −3.5%Edge to buyers
Listings with a price cut9.9%9.9% +0.0 ptsAbout the same
Days to pending4846 +4.3%Edge to buyers

New listings vs new pending sales

Homes per week, last 26 weeks

New listings and new pending sales per weekWeekly count of new listings and newly pending sales over the last 26 weeks, latest week ending Sep 12, 2026.400500600700Mar 21Apr 18May 16Jun 13Jul 11Aug 8Sep 5

New listingsNew pending sales

Months of supply

Last 52 weeks. Under 4 leans seller, over 6 leans buyer.

Months of supply by weekMonths of housing supply each week over the last year; latest reading 3.4 months.22.533.54Sep 20Nov 22Jan 24Mar 28May 30Aug 1

The last 12 weeks, one line each

View the numbers
Week by week, last 12 weeks
Week endingGaugeMonths of supplyNew listingsNew pendingPrice cutsDays to pending
Sep 12, 202646 Balanced3.45014149.9%48
Sep 5, 202645 Balanced3.35244299.9%46
Aug 29, 202647 Balanced3.45424219.9%45
Aug 22, 202649 Balanced3.55544119.7%45
Aug 15, 202646 Balanced3.35524289.9%44
Aug 8, 202646 Balanced3.355943410.1%44
Aug 1, 202647 Balanced3.258844210.4%43
Jul 25, 202642 Leans sellers3.15504569.9%42
Jul 18, 202644 Leans sellers3.25884479.5%41
Jul 11, 202642 Leans sellers3.15904519.3%40
Jul 4, 202638 Leans sellers3.15764638.7%39
Jun 27, 202641 Leans sellers3.06334679.1%39
Month over month

Month over month in ZIP 91913

Typical values, supply and price adjustments, month by month.

This month vs last month

Aug 2026 compared with Jul 2026, ZIP 91913.

Month over month
MeasureThis monthLast monthChangeWhat it favors
Typical home value$901,942$899,413 +0.3%Edge to sellers
Single-family value$965,640$962,790 +0.3%Edge to sellers
Condo value$613,698$613,337 +0.1%About the same
Homes for sale126126 +0.0%About the same
Listings with a price cut29.8%27.2% +2.6 ptsEdge to buyers
Market temperature (0-100)6260 +2.0 ptsEdge to sellers

Typical home value, last 24 months

Zillow Home Value Index, ZIP 91913

Typical home value by monthTypical home value in ZIP 91913 each month for the last 24 months, ending at $902K in Aug 2026.$600K$700K$800K$900K$1MSep ’24Jan ’25May ’25Sep ’25Jan ’26May ’26

All homesSingle-familyCondos

Homes for sale and price cuts

Monthly, ZIP 91913

Homes for sale by monthNumber of homes for sale in ZIP 91913 each month.80100120140160Sep ’24Jan ’25May ’25Sep ’25Jan ’26May ’26Share of listings with a price cutShare of listings with a price cut in ZIP 91913 each month.15%20%25%30%35%Sep ’24Jan ’25May ’25Sep ’25Jan ’26May ’26

The last 12 months, one line each

View the numbers
Month by month, last 12 months
MonthTypical valueChange vs prior monthHomes for saleListings with price cutGauge
Aug 2026$901,942+0.28%12630%79
Jul 2026$899,413+0.14%12627%80
Jun 2026$898,168+0.04%11822%70
May 2026$897,764−0.00%11017%59
Apr 2026$897,803+0.02%10217%53
Mar 2026$897,609+0.04%9320%55
Feb 2026$897,293+0.14%8820%55
Jan 2026$896,062+0.17%9219%57
Dec 2025$894,505+0.13%10223%63
Nov 2025$893,322−0.09%11926%78
Oct 2025$894,104−0.21%13432%87
Sep 2025$895,957−0.31%14932%94
Rates

Mortgage rates this week and through the decades

Rates and prices together decide the monthly payment, so here is both.

30-year mortgage rate, last 3 years

Freddie Mac weekly average: 7.03% this week vs 6.95% last week

Average 30-year fixed mortgage rate by weekFreddie Mac weekly average 30-year fixed rate over the last three years; latest 7.03% for the week of Sep 24, 2026.5.5%6%6.5%7%7.5%8%Oct ’23Apr ’24Oct ’24Apr ’25Oct ’25Apr ’26

Rates and your payment

An example, not a quote

A home at the typical value of $902K with 20% down and a 30-year fixed loan at 7.03% works out to about $4,815 a month in principal and interest (before taxes, insurance and any HOA dues).

The Federal Reserve’s target range is currently 3.75%–4.00% (since Sep 17, 2026). Try your own numbers in the payment calculator.

View the numbers
Average 30-year fixed rate by decade
DecadeAverage rate
1970s8.90%
1980s12.71%
1990s8.12%
2000s6.29%
2010s4.09%
2020s5.38%

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Rodrigo Ballon with CrossCountry Mortgage, at 858-735-0255. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

For the record

Year over year and decade by decade

The longer view, so you can see the numbers behind the weeks and months.

Year over year

Change in typical home value, December to December (* = year to date). ZIP 91913

Year-over-year change in typical home valueAnnual percent change in typical home value in ZIP 91913 from 2001 to 2026.-40%-20%0%20%40%2001: +14.3%20012002: +18.7%2003: +20.6%2004: +28.9%20042005: +9.1%2006: −2.8%2007: −11.1%20072008: −28.1%2009: −8.8%2010: +0.2%20102011: −4.4%2012: +5.6%2013: +19.7%20132014: +8.9%2015: +9.5%2016: +5.4%20162017: +6.7%2018: +1.9%2019: +2.4%20192020: +12.7%2021: +20.6%2022: +6.5%20222023: +7.1%2024: +4.6%2025: −2.4%20252026*: +0.8%
View the numbers
Year over year
YearTypical value (year end)Change
2026 (to Aug 2026)$901,942+0.8%
2025$894,505−2.4%
2024$916,868+4.6%
2023$876,687+7.1%
2022$818,848+6.5%
2021$769,216+20.6%
2020$637,830+12.7%
2019$566,023+2.4%
2018$552,704+1.9%
2017$542,373+6.7%
2016$508,204+5.4%
2015$482,171+9.5%
2014$440,232+8.9%
2013$404,396+19.7%
2012$337,790+5.6%
2011$319,869−4.4%
2010$334,690+0.2%
2009$334,024−8.8%
2008$366,230−28.1%
2007$509,126−11.1%
2006$572,503−2.8%
2005$589,284+9.1%
2004$539,971+28.9%
2003$419,020+20.6%
2002$347,369+18.7%
2001$292,679+14.3%

Decade by decade

FHFA House Price Index for ZIP 91913 (nominal, not adjusted for inflation)

DecadeFHFA indexZillow typical value
1990s+9% (1990–2000, +0.9%/yr)—
2000s+43% (2000–2010, +3.6%/yr)+46% (2000–2010, +3.8%/yr)
2010s+69% (2010–2020, +5.4%/yr)+70% (2010–2020, +5.4%/yr)
2020s (so far)+55% (2020–2025, +9.2%/yr)+58% (2020–2026, +7.2%/yr)
Typical home value since 2000Typical home value in ZIP 91913 from Jan 2000 ($231K) to Aug 2026 ($902K).$200K$400K$600K$800K$1M200020042009201320182022
View the numbers
Typical value at the start of each decade
DateTypical value
2000$231,163
2010$336,497
2020$571,184
Aug 2026$901,942

Where the numbers come from

  • Home values: Zillow Research, Zillow Home Value Index (typical value of all homes in the middle price tier, seasonally adjusted), plus market temperature, homes for sale, price cuts and days to pending.
  • Weekly activity: Zillow Research weekly metro-area series for inventory, new listings, new pending sales, price cuts and days to pending.
  • Decades: Federal Housing Finance Agency annual House Price Index by five-digit ZIP code.
  • Rates: Freddie Mac Primary Mortgage Market Survey and the St. Louis Fed (FRED).

Values are index estimates for a typical home, not the price of any one home, and other data providers may report slightly different figures. Data can be revised. Nothing on this page is an appraisal, a valuation, a forecast or financial advice. Data files refreshed Sep 25, 2026.

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