Chula Vista Mello-Roos Lookup: CFDs and Bond End Dates
The Mello-Roos and maintenance districts we could tie to EastLake, Otay Ranch, Millenia, San Miguel Ranch, Sunbow and Rancho Del Rey, each linked to its official record.
MELLO-ROOS LOOKUP · NOVEMBER 2026
Updated November 2026 · Rudy Flores · Checked October 31, 2026
A Mello-Roos district, formally a community facilities district or CFD, adds a special tax line to the property tax bill in many newer Chula Vista neighborhoods. It pays for the streets, parks and other public facilities built with the neighborhood and, in some districts, for ongoing upkeep. Below are the districts we could tie to the EastLake area from an official document, with that document linked on every card. Checked October 31, 2026. Your tax bill and the district’s administrator are the final word.
New to the topic? HOA dues and Mello-Roos explained covers what the tax is and how it differs from HOA dues. This page is the district list: what each one funds, when its bonds mature and the last year its tax may be levied.
Weighing whether to keep, sell or buy here? Four quick questions get you a plan from Rudy.
Type a community name or the CFD number printed on the tax bill, or pick an area. Each card names the district the way the state record does, says what it pays for, and links to its record. Four Chula Vista bond districts show “not confirmed yet” where the state’s records disagree on the final year.
32 districts
No district on this page matches. Your tax bill lists each CFD with a phone number for the agency that levies it.
City of Chula Vista CFD No. 06-I (Eastlake – Woods, Vistas and Land Swap), Improvement Area A
Area
North and south of Otay Lakes Road beside Otay Lake and Upper Otay Lake: Hunte Parkway is the western edge north of Otay Lakes Road and Wueste Road the eastern edge south of it, generally from Proctor Valley Road to Olympic Parkway. About 2,205 homes.
Pays for
Public facilities authorized for the district; the 2024 bonds refinanced its earlier bonds.
Bonds' final maturity
2024 refunding bonds: September 1, 2032
Levy allowed through
FY 2042-43 (the rate and method allows no levy after that year).
Final bond maturity: not confirmed yet. The latest state yearly report still shows 2015 refunding bonds outstanding, but the state’s records disagree on the final year, so we leave it off until an Official Statement or the City confirms it.
Check the CFD lines on the bill for a specific home.
Bond-backed
City of Chula Vista CFD No. 99-1 (Otay Ranch SPA One, portions of Villages One, Five and One West)
Name in the state record
Otay Ranch SPA One, portions of Villages One, Five and One West
Final bond maturity: not confirmed yet. The latest state yearly report still shows 2015 refunding bonds outstanding, but the state’s records disagree on the final year, so we leave it off until an Official Statement or the City confirms it.
Check the CFD lines on the bill for a specific home.
Services (no end date)
City of Chula Vista CFD 97-1 (Otay Ranch & McMillin Otay Ranch)
Area
Formed in 1998; Otay Ranch Villages One and Five, Zones A and B.
Pays for
Maintenance of medians, drainage, parkways, slopes, trails, community gardens and pedestrian bridges.
Bonds' final maturity
None: a services tax, not tied to bonds
End date
No end date tied to bonds; the City says its maintenance districts fund perpetual maintenance of public open space areas.
Check the CFD lines on the bill for a specific home.
Bond-backed
City of Chula Vista CFD No. 07-I (Otay Ranch Village Eleven)
Area
Formed in 2003; bordered by Olympic Parkway, Eastlake Parkway and Hunte Parkway. The City's CFD 09M page calls Village 11 Windingwalk. About 1,968 homes.
Pays for
Public facilities; refinanced in 2024 and again in 2025.
Bonds' final maturity
2024 refunding bonds: September 1, 2033
2025 refunding bonds (the district's final maturity in the 2025 Official Statement): September 1, 2036
Levy allowed through
FY 2043-44 (the rate and method allows no levy after that year).
Check the CFD lines on the bill for a specific home.
Services (no end date)
City of Chula Vista CFD 97-2 (Otay Ranch Preserve)
Area
Shown on the sample Millenia tax bill in the CFD 16-I Official Statements; the appraisal in the CFD 2021-11 Official Statement places the Village 8 West (Côta Vera) land in an annexation area of this district.
Pays for
Services.
Bonds' final maturity
None: a services tax, not tied to bonds
End date
No end date is stated in the documents we read; a services levy is not tied to bonds.
Check the CFD lines on the bill for a specific home.
Bond-backed
California Municipal Finance Authority CFD No. 2021-11 (City of Chula Vista – Otay Ranch Village 8 West)
Area
Both sides of La Media Parkway south of Santa Luna Street. The Official Statement says the area is referred to for marketing purposes as “Cota Vera”; the master developer is HomeFed.
Pays for
Public improvements, including through impact fees.
Bonds' final maturity
2022 bonds, final term bond: September 1, 2057
A Series 2026 bond sale was listed as proposed in the state record, with a proposed sale date of November 10, 2026; its dates are added here once it is sold.
Levy allowed through
Until the bonds are repaid, and never after FY 2061-62.
Final bond maturity: not confirmed yet. The latest state yearly report still shows 2015 refunding bonds outstanding, but the state’s records disagree on the final year, so we leave it off until an Official Statement or the City confirms it.
Check the CFD lines on the bill for a specific home.
Services (no end date)
City of Chula Vista CFD 98-3 (Sunbow II)
Area
Formed in 1998; Sunbow II.
Pays for
Medians, parkways, community walls, slopes, open space, drainage channels and detention basins.
Bonds' final maturity
None: a services tax, not tied to bonds
End date
No end date tied to bonds; the City says its maintenance districts fund perpetual maintenance of public open space areas.
Final bond maturity: not confirmed yet. The latest state yearly report still shows 2015 refunding bonds outstanding, but the state’s records disagree on the final year, so we leave it off until an Official Statement or the City confirms it.
Check the CFD lines on the bill for a specific home.
Bond-backed
City of Chula Vista CFD No. 2001-1 (San Miguel Ranch), Improvement Area B
Area
Formed in 2001; west of SR 125 at San Miguel Ranch Road, bordered by Proctor Valley Road, plus a shopping area at Proctor Valley Road and Mt. Miguel Road. About 286 homes.
Pays for
Public facilities; refinanced in 2025.
Bonds' final maturity
2025 refunding bonds: September 1, 2035
Levy allowed through
FY 2041-42 (the rate and method allows no levy after that year).
Whether this CFD levies a special tax today is not confirmed.
Check the CFD lines on the bill for a specific home.
Three dates, three meanings
The bonds’ final maturity. The last scheduled bond payment, from the Official Statement the district filed with the state. Example: CFD 06-I, Improvement Area A, September 1, 2032.
The levy limit. The last fiscal year the district’s rate and method allows the special tax. For CFD 07-I, the 2025 Official Statement says the special taxes may not be levied after Fiscal Year 2043-44.
No end year at all. A services tax can continue indefinitely: the state’s form notice for new homes lets the agency show a last tax year or forever, as applicable (Government Code section 53341.5), and the City says its maintenance districts fund perpetual maintenance of public open space areas.
We never estimate a payoff date. Dates also move when a district refinances: CFD 07-I’s bonds were refinanced in 2024 (final maturity September 1, 2033 in that Official Statement) and again in 2025, and the 2025 Official Statement gives the district’s final maturity as September 1, 2036.
Refinancing can work in owners’ favor, too: the 2024 Official Statement expected the refinancing to lower the average special tax for Fiscal Year 2024-25 in the districts it covered.
How to check a specific home
Read the bill. San Diego County bills identify Mello-Roos as a Community Facilities District (CFD) followed by a telephone number and a tax amount (County Auditor & Controller). On the County’s detail the lines read like “CFD 97-3 McMillin Otay Ranch”.
Find the bill online. The Treasurer-Tax Collector looks up a secured bill by parcel number or current mailing address at sdttc.com. With the parcel number, the County Assessor points to the County's Special Assessments lookup for every Mello-Roos and special assessment line that fiscal year.
Call the number printed next to the CFD line. That is the agency that levies it. For questions about the bill itself, County Property Tax Services is at (858) 694-2901.
Ask that agency for its Notice of Special Tax. California law has it provided within five working days of a request, for a fee of no more than $15 (Government Code section 53340.2).
Look up the bonds.DebtWatch, the State Treasurer’s public record, holds every bond sale and the Mello-Roos yearly reports issuers file by October 30; each card here links straight to its record.
For City of Chula Vista districts, the City’s Financial Reports page lists its “FY25 Bond Accountability (SB 165) Report” and the “FY24 Bonded Debt Portfolio”.
Selling a home in a Mello-Roos district
California law has the seller make a good faith effort to obtain a disclosure notice concerning the special tax from each agency that levies one, and give it to the buyer (Civil Code section 1102.6b). Pulling the tax bill and each district’s Notice of Special Tax at the start of a listing puts every special tax on the table early, before a buyer asks.
Clear district facts help a listing. A district whose bonds mature sooner, or a services tax that pays for the landscaping and slopes buyers walk past every day, is worth pointing out. Curious what your home could sell for? Request a home value.
Buying: what to know
Chula Vista has a policy for newly built homes: if a new home's total effective tax rate would be above 2.00% of its sales price, City policy has the builder prepay part of the special tax; City maintenance and services special taxes are left out of that test (2021 Millenia Official Statement).
Some districts raise the tax on a schedule; Millenia’s CFD 16-I rates rise 2% a year under its rate and method (2018 Official Statement). A lender counts the special tax with the property tax in the monthly housing cost it reviews, so bring the bill line to your loan conversation.
Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.
Rudy does not pay or accept referral fees, and you are always free to choose any provider.
School-district CFD lines
A bill here can also carry a school district CFD line. The Official Statements’ overlapping-debt tables list Mello-Roos districts of the Chula Vista Elementary School District and the Sweetwater Union High School District across these neighborhoods, each shown there as a numbered CFD. The 2021 Millenia Official Statement notes that the elementary district’s CFDs have historically not issued bonds. Each school district CFD sets its own terms, so call the number printed beside that CFD line.
Common questions
How long does Mello-Roos last in Chula Vista?
Until the district’s facilities are paid for and its bonds are repaid, and never past the last fiscal year its rate and method allows. Among the districts on this page with a stated limit, that last year runs from FY 2037-38 (CFD 2001-2) to FY 2063-64 (CMFA CFD 2022-27). Services districts are different: they can continue with no end date.
Does Mello-Roos ever end?
The bond-backed part does: each card shows the bonds’ final maturity and the last year the tax may be levied. A services tax, such as the City’s maintenance CFDs, can continue with no end date. Three dates, three meanings explains the difference.
Can a Mello-Roos tax be extended?
Refinancing can change the bond dates, as it did for CFD 07-I, while the rate and method sets the latest year the tax may be levied. Whether a district’s terms can change is a legal question for the district and your attorney.
How do I know if a home has it?
Read its property tax bill: San Diego County identifies Mello-Roos as a Community Facilities District (CFD) followed by a telephone number and a tax amount. The County’s Special Assessments lookup lists the same lines by parcel number.
Can I pay it off early?
Some districts allow it. The 2024 Official Statement for several of these Chula Vista districts describes bond redemptions resulting from prepayment of Special Taxes. Ask the district’s administrator for a prepayment quote for the parcel.
Is an open space district the same thing?
No. Open Space District 20 (Rancho del Rey) and Open Space District 101 (Eastlake Maintenance District #1) are annual assessments, not Mello-Roos CFDs. They are on this page so you can tell the bill lines apart.
Is Mello-Roos limited by Prop 13?
No. Proposition 13 limits the base tax figured from a home’s assessed value, and the County Assessor explains that Mello-Roos charges are added on top of the 1% tax rate that Proposition 13 sets. A district’s rate and method sets its own maximum and any yearly increase, so a review of the assessed value does not lower it. Our page on Prop 8 reviews and property tax appeals covers how value reviews work.
Not on this list yet
We add a district only when an official document ties it to a neighborhood. Not matched yet: EastLake Trails and the rest of EastLake Greens, Bella Lago, Otay Ranch Village 2’s facilities district, Escaya, Village 8 East, Village 13 and Otay Ranch Town Center. For any of these, the CFD lines on the tax bill are the place to start.
Four Chula Vista bond districts (CFDs 97-3, 99-1, 2000-1 and 2001-1 Improvement Area A) still had 2015 refunding bonds outstanding in the latest state reports, but those records disagree on the final year, so their cards say “not confirmed yet” instead of a date.
Buying or selling in one of these districts?
Tell Rudy the home or neighborhood you have in mind and whether you are buying or selling. He will follow up personally, with no pressure.
Sources
Checked October 31, 2026. Every date, number and rule above comes from one of these official records or pages:
California Municipal Finance Authority CFD No. 2022-27 Special Tax Bonds, Series 2024 and Series 2025 Official Statements (2025 OS dated September 11, 2025): record 2025-1188, record 2024-0215
Facts read on October 31, 2026 from the sources above. General information only, not tax or legal advice: for your situation, talk to your CPA or attorney. Your property tax bill and the district administrator are the authority.
